I really despise people who refuse to meet their contractual obligations because they are "having a hard time".... I'm having a hard time... everyone is having a hard time right now... its not an excuse... I still have to pay my bills. I cannot call the city and ask them to keep my electricity on but to not charge me because its a bad time for me to pay. rrrrrrg. This excuse just doesnt work for me,... im sorry call me a cold-hearted bitch but i don't have time to hear other people's sob story on why they can't pay me for my work- that is already done.